Office of Financial Aid & Scholarships

First Year Guide

First Year Financial Aid Guide

Welcome to the Panther Family! We are excited to welcome you to campus. Please use this as a resource as you prepare to become a UNI Panther.

Connect with us on social media: Instagram @UNIfinaid | Facebook @UNIfinaid | Twitter @UNI_FINAID

Important Reminders for Students


All communications from our office will be sent to the student’s UNI email address. We strongly encourage students to check their email frequently for any important communications.

Student Employment Opportunities

We encourage students to work while in school. There are many benefits to working while in school, including better time management skills, networking opportunities, earned money to help cover expenses, and many more. Students can work up to 20 hours during the academic year and up to 40 hours during the summer or breaks. There are a variety of jobs on campus with over 5,400 opportunities! Please check the job board on the Career Services website for the most up-to-date job postings.

Enrollment and Financial Aid

All financial aid awards are initially created based on full-time enrollment (12 credit hours for undergraduates, 9 credit hours for graduate students). If a student is not full-time, their financial aid will be adjusted before the semester begins. Students must be at least half-time (6 hours for undergraduate students, 5 hours for graduate students) to be eligible for student loan deferment. In addition, if a student withdraws during the semester, a portion of their financial aid may be returned to the Department of Education.

Academic Standards for Financial Aid Eligibility

All students must meet certain academic standards to be eligible for financial aid. These standards are listed below. It is important for students to understand our policy for Satisfactory Academic Progress (SAP). For more information, please review our Financial Aid Academic Progress website.

  • Minimum GPA: 2.0 for undergraduates and 3.0 for graduates

  • Pace of Progression: Students must complete 67% of all attempted coursework at UNI.

  • Maximum Time to Complete a Degree: Students must complete a degree within 150% of the degree requirements.

Need more information?

The Office of Financial Aid & Scholarships creates a Required Readings booklet yearly to assist students and families in navigating the financial aid process. We strongly encourage students and parents to read this booklet and use it as a resource for financial aid information.