Office of Financial Aid & Scholarships

Credit Report

Depending on how you handle your lines of credit, the decisions you make during college can have a positive or negative impact on your financial future. Your financial decisions are recorded in your credit report, which is used to generate your credit score. Your credit report and score can affect loan and credit card approval and interest rates, a landlord’s decision to rent an apartment or house to you, a company’s decision to allow you to start a new phone plan, and in some cases, employers use credit reports to make hiring decisions.

Credit Report video


  • myFICO provides informational resources to help you understand your credit report.