Grants are considered "gift aid" and do not have to be repaid. Eligibility for grants is determined by the Expected Family Contribution (EFC), as calculated on the FAFSA. Visit the Grants page to learn more about the various federal, state, and institutional grants available to UNI students.
The University of Northern Iowa offers scholarships each year to deserving students on the basis of merit and/or achievement. Many scholarships consider financial need, as determined by the Free Application for Federal Student Aid (FAFSA). Students can learn more about scholarships on our Scholarship page.
The federal government has a variety of federal loan options available for students and parents, and we encourage you to review the information on our Loans page carefully before making any decisions about your loans. If you have previously borrowed federal student loans at the University of Northern Iowa or another postsecondary institution, you should begin by reviewing your borrowing history at studentaid.gov using your FSA ID. This will give you a better idea of how much you have borrowed to date and what your repayments might look like after graduation. Most importantly, remember that these are loans and they must be repaid, so borrow only what you need.
Wanting to earn some extra money or find a job that will provide an opportunity to expand your skill sets? The Online Job Board is your one stop search tool, designed to assist students in their search for student employment opportunities, both on and off-campus. Wage rates are competitive and students are paid on a bi-weekly basis. For more information about Federal Work Study, be sure to look at our Work Study page.