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Office of Financial Aid & Scholarships

Federal Perkins Loans

Perkins Loans provide fixed low interest rates (5%) and are available to students who demonstrate high financial need based on the results of your Free Application for Federal Student Aid (FAFSA). A credit check is not required to receive these loans and there is no origination fee. You are not charged interest on these loans while you are in school at least half-time and during grace and deferment periods. Perkins Loan funding at UNI is limited, so not all qualifying students will receive a Perkins Loan. Students who have been awarded a Perkins Loan must complete  a Perkins Promissory Note online each year.

Effective September 30, 2017 Perkins Loans will no longer be available to award to students.  Perkins Loans initially offered and accepted prior to September 30 will still be able to disburse to students in the Spring 2018 semester.  

NOTE: When completing the Perkins Promissory Note you will be asked for a "National ID Number."  This field should be completed using your Social Security Number.